However unfortunate, I do not believe that AARP has any way of knowing their members' mental state unless notified by the member's family. It can definitely be a problem when a senior has lost capacity for reasoning but retains the ability to make payments for multiple years in advance and due to health issues, is unable to use any of their membership benefits, other than the "free" gift they receive. It is up to the member to decide whether the items offered as incentives are useful enough to pay over a year in advance. The large brown and green tote bag offered in 2020 has become my favorite shopping bag because of its large size and strong handles so I do not regret at all renewing when I received that, although I admit that many of their incentives are far less valuable. Taking prepayments and having the use of that money for a longer time period is probably the only way that AARP can afford to offer "free" gifts for membership, which I have personally received, and most times have found useful. I'm pretty sure that AARP is well aware of what they are doing and has the technology to send renewal notices closer to expiration dates. In defense of AARP, I do not agree that the practice of sending out notices offering "free" gifts for renewing way ahead of time to AARP members is illegal or even unethical.
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